Yield seekers, dividend investors, and retirees are always looking for cheap ways to generate diversified income. Glad to hear you are making use of the safety scores!The table below indicates how investors should interpret Dividend Safety Scores:Dividend Safety Scores range from 0 to 100. “liquidation value”) is the gold standard metric to use. Join over 100,000 investors who get the latest news from Dividend.comDividend Investing Ideas CenterBlue chip companies have trended this week for various reasons.Learn from industry thought leaders and expert market participants.Helpful articles on different dividend investing options and how to best save, invest, and spend your hard-earned money.These Funds and ETFs help diversify your sources of dividend income.Build conviction from in-depth coverage of the best dividend stocks.Browse our massive selection of dividend stocks.All stock quotes on this website should be considered as having a 24-hour delay.This week we are highlighting the themes of virtual tools, learning from your...User-generated, interest-based ranking of dividend paying stocks. In today’s low interest rate world this is becoming increasingly difficult. While this hasn’t yet shown up in its net charge off ratio, it could be a troubling sign that the credit cycle is turning.Bank of America has a Dividend Growth Score of 44, indicating potential for solid dividend growth going forward, but also serving as a reminder that the banking industry can be extremely volatile and even the safest banks can sometimes have to cut their dividends.While I am very impressed with Bank of America’s turnaround under Brian Moynihan, the fact remains that the bank is still a high-risk stock if only because we have yet to see how the bank’s financials hold up under an economic downturn.Even more importantly, after the trauma the entire banking industry experienced in 2008, Bank of America has focused on creating a fortress-like balance sheet, one strong enough to withstand an economic shock even worse than the Great Recession.Source: Bank of America Earnings ReleaseCOPYRIGHT © 2017 Simply Safe Dividends LLCBank of America passed this year’s stress test with flying colors. Dividend Safety Scores cut through the noise to assess how likely a company is to put its dividend on the chopping block. It’s always possible that rising complacency among short-term investors calling for faster earnings growth and faster capital returns could lead a new management team to potentially weaken the bank’s balance sheet to “just good enough to survive another downturn.”Or to put it another way, if the Federal Reserve’s long-term forecast for interest rates is correct (2.5% increase by 2020), Bank of America is poised to potentially see its annual profits soar by $18.7 billion; a 118% increase compared to 2015.